Behind profuturum is a dedicated team of banking experts, IT specialists and industry insiders. We combine many years of experience with efficient technology – for a solution that makes your day-to-day work easier.
Our team. For your success.
We develop profuturum with commitment and a clear understanding of what banks need and how construction and investment projects work in practice. Different perspectives, one shared goal: digitalisation and standardisation for more transparency, less risk and more efficient processes.
MMag. Christoph Pircher
Managing Director · Finance & Banking
Christoph Pircher knows credit financing first-hand – from the regional bank to internationally active banking groups. As an expert in financing construction and investment projects, he understands both sides: the requirements of the banks and the business reality of their clients. He makes sure profuturum helps where it really matters in lending – practical, solution-oriented and with a clear eye for what is essential.
Dr Daniel Ratzinger
Managing Director · Product & Technology
Daniel Ratzinger combines technology with business thinking – with a background in IT as well as in business and marketing. As the person responsible for product development, he brings many years of experience in technology, start-ups and innovation, and translates complex processes into digital systems. This ensures that profuturum works simply in everyday use – for the bank as well as for its clients: well thought-out, user-friendly and with a clear eye for real benefit.
Our values
Our values. Our drive.
These values shape our daily work and our collaboration with clients and partners.
01
Collaborative
On an equal footing. Reliable. Long-term.
02
Secure
Identify risks before they become critical.
03
Practical
Solutions that really work in your bank and in the project.
04
Transparent
Make visible what matters for well-founded decisions.
Different strengths. A shared understanding.
Experience
Many years of banking practice and sound industry knowledge.
Expertise
Specialist know-how in finance, technology and banking.
Delivery
Practical solutions that are built and delivered.
Shared goal
More transparency, less risk and lasting value for banks and their clients.
Achieve more together.
Get to know us and find out how we can make your projects safer, more efficient and more successful too.